POOL FINANCING
Build the Backyard You Want
Without Waiting Years to Start
A custom pool or outdoor living space is a meaningful investment. With financing through our trusted lending partners, qualified homeowners can move forward now — without paying everything upfront.
WHY FINANCE
The Flexibility to Build Your Full Vision
Financing gives qualified homeowners the flexibility to build the backyard they really want — now — instead of settling for a smaller project or delaying the investment for years. For many clients, turning a large upfront cost into a manageable monthly payment simply makes more sense for their financial picture.
At Watercolor Pools, we work with Lyon Financial and HFS Financial — two lenders who specialize specifically in home improvement and pool financing — to help you explore the options available to you.
Build your complete vision from day one
Include the spa, the outdoor kitchen, the pergola — everything — instead of phasing features in later at higher cost.
Preserve cash for other priorities
Keep your liquidity intact for other home improvements, business goals, or investments while still moving forward with your pool.
Start enjoying your backyard sooner
Instead of waiting years to save up, financing lets you begin the design and build process on your timeline.
LYON FINANCIAL
A leading pool and outdoor living lender with decades of experience helping homeowners finance backyard projects across the country. Lyon Financial specializes in unsecured home improvement loans with simple, straightforward applications.
HFS
HFS Financial is a dedicated home improvement lender offering pool loans and outdoor living financing with competitive terms for qualified borrowers. Their application process is fast and designed specifically for projects like yours.
PROJECT SCOPE
What Pool Financing Can Cover
Custom Gunite Pools
Fully custom inground pool construction — any shape, size, or design — built to your property and vision.
Pool & Spa Combinations
Integrated spas, hot tubs, and combination builds that create a complete aquatic experience in one cohesive design.
Water & Fire Features
Waterfalls, vanishing edges, bubblers, fire bowls, and fire pits that elevate the finished environment.
Decking & Hardscape
Expanded decks, coping, travertine, cool deck, and hardscape work that completes the pool surround.
Pergolas & Covered Living
Custom pergolas, pavilions, shade structures, and covered outdoor rooms that extend your living space.
Outdoor Kitchens & Entertainment
Built-in grills, bars, outdoor kitchens, and entertaining spaces designed for Central Texas living.
For many qualified homeowners, financing can apply to the entire outdoor living project — not just the pool itself. That means your pergola, fire pit, outdoor kitchen, and decking can all be included in a single financing arrangement rather than treated as separate expenses.
HOW IT WORKS
Four Steps from Conversation to Construction
Start the Conversation
Talk with us about your project, design goals, and budget. We’ll help you understand what a realistic project looks like before you apply.
Apply with a Lender
Apply directly through Lyon Financial or HFS Financial. Both have straightforward online applications and specialize in pool and outdoor living loans.
Review Your Options
The lender will present your available financing options. All approvals, rates, terms, and payment details come directly from them — we’re here to answer questions about the build side.
Build & Enjoy
Once financing is in place, we move forward with design, planning, and construction. Your backyard vacation starts within 14 weeks.
Watercolor Pools is happy to help you understand how financing fits into the design and build process. All loan approvals, rates, terms, and payment details are provided directly by Lyon Financial or HFS Financial.
THE BIGGER PICTURE
Finance the Whole Backyard, Not Just the Pool
Whether you’re planning a pool-only build, a pool and spa combination, or a complete outdoor living environment with a covered pergola, outdoor kitchen, and fire feature — financing can make it easier to align your project with the way you actually want to live.
Instead of compromising on the design from the beginning, many Watercolor Pools clients use financing to create a more complete and cohesive backyard from day one. The result is a finished environment that feels intentional — not a pool with a few things added on later.
If you’re considering a custom pool or outdoor living project in Temple, Belton, Waco, Killeen, Georgetown, Round Rock, Austin, or anywhere across Central Texas, we’d love to talk through what’s possible.
The Next Step Is Simple
Apply directly through one of our financing partners, or reach out to talk through your project, budget, and design goals with our team.